Budgeting Tools

See below a list of useful tools we provide. There is no charge to use these and we do not see your responses nor are they saved or transmitted off of our site.

Debt-to-Income Ratio Calculator

It is important to understand your debt-to-income ratio, as this is an important function of your credit and a tool that lenders use to evaluate your eligibility for credit and interest rates. This ratio will tell you how your monthly income compares to your monthly debt obligations. If your ratio is too high, this may indicate that your monthly expenses are becoming unmanageable. It may impede your ability to gain future credit and subject you to higher interest rates...

Click here to use the calculator

Credit Card Calculator: Achieving a Zero Balance

At Acclaim Legal Services, our goal is to help our clients achieve financial freedom. Typically we tell clients that if they can reasonably pay off all of their unsecured debts (credit cards, medical bills, personal loans, etc) within a 2-3 year period, then may not need our assistance. We simply encourage them to set up an achievable budget and stick to it...

Click here to use the calculator

We offer free in-office and phone consultations to review your personal circumstances, analyze your situation and advise you on the best course of action. Please call us toll free at 866-261-8282 or click here to schedule a consultation right now.