National Bankruptcy Forum

1. I’m Not Current on May Car Payments, Do I Have Options in Chapter 13?

   Can Bankruptcy Help When You’re Behind on Your Car Payments? When you are considering bankruptcy, you have often been behind on payments for months.  You have run up credit card debt, and missed payments on your car and mortgage.  And now, perhaps your lender is threatening to repossess your car.  What are your options in [...]

2. Can Prospective Employers Deny You Employment Because You Filed for Bankruptcy?

   Previously, I discussed the bankruptcy rule that employers cannot fire or otherwise discriminate against employees because they filed for bankruptcy.  However, I also mentioned the difficulty in sometimes proving the causation element between the filing and the discrimination, and the fact that a bankruptcy will still come up on credit checks and other types of [...]

3. Chapter 13 Bankruptcy: The Hero Appears?

   Chapter 13 Bankruptcy Basics As a Dallas bankruptcy lawyer, I help many clients that are looking for a way to resolve their debts. I find that most people prefer the shorter timeline of a Chapter 7 bankruptcy and don’t want to file for chapter 13 protection. As Lori Patton wrote on this forum: Very often [...]

4. How to Find a Spanish Speaking Bankruptcy Lawyer in San Jose

   First and foremost:  Call him or her.  Talk to the attorney!  Speak to the attorney in Spanish.  Can he or she communicate intelligently with you over the phone?  Do you feel comfortable communicating directly with the attorney in Spanish? There are many bankruptcy attorneys in San Jose, Fremont, Milpitas, Santa Clara, and the entire San [...]

5. Wells Fargo Account Freezing Okay in Some States, Not In 9th Circuit

   Wells Fargo Freezing Accounts of Bankruptcy Debtors For years, Wells Fargo has taken an unusual and sometimes unpopular stance with regard to the bank account funds that bankruptcy filers have at their branches.  Every evening, Wells Fargo checks the notices of new bankruptcy cases, and freezes the bank accounts of people who have filed bankruptcy [...]